A Fingercheck Payroll Debit Card is a hassle-free and convenient solution for accessing your paycheck without needing a bank account. Every time you get paid, the funds can be loaded onto your Payroll Debit Card, which is a Mastercard debit card.
The best part? You can use the Payroll Debit Card anywhere that accepts Mastercard debit cards, including ATMs! Enjoy the flexibility and convenience of the Payroll Debit Card for all your financial needs.
When should you get a Payroll Debit Card?
With the Fingercheck Payroll Debit Card, you're in control of your finances! You get to choose how much to load onto your card. Whether you want to load some or all of your paycheck onto your Payroll Debit Card, the decision is entirely yours.
Alternatively, if you prefer the flexibility of Pay On-Demand, you can choose to load your Payroll Debit Card only when you receive Pay On-Demand.
Additional benefits of having the Payroll Debit Card:
You don’t need to open a bank account to benefit from the direct deposit feature
No agreements necessary
Easy to track your balance
You can use the Pay Card to make personal online purchases
No fee to withdraw money from your account if you use one of the free ATMs
Free Customer Service
Spanish and English instructions are included in the Pay Card envelope
Ready to get your hands on a Payroll Debit Card? Simply ask your employer if they have a card on hand. If they already have a card available, you'll be able to receive one right away! However, if they don't have any available rapid! will promptly mail you a Payroll Debit Card, and you can expect it to arrive within 7-10 business days.
Request a Payroll Debit Card from Your Fingercheck Employee Portal
Log in to Fingercheck.
Click the MY ACCOUNT tab > Direct Deposit.
Click Add > Request Pay Card.
The Add Pay Card pop-up window appears.From the Calculation Type drop-down list, select one of the following options:
Flat: Select this option to specify a flat dollar amount to be added to the card each pay period. The remaining balance will be put into your paycheck or direct deposit.
Percent: Select this option to specify a percentage of your pay to be added to the card each pay period. The remaining balance will be put into your paycheck or direct deposit.
RemainOnCheck: Select this option to specify the entire amount or remainder of your paycheck will be put on the pay card.
In the Amount field, enter the amount or percentage of your paychecks that you want deposited to the pay card.
For example, if you selected Percent in the previous field and you want to receive 50% of your pay on the pay card, enter 50. On payday, the pay card will have 50% of your pay, and you will receive a paycheck or direct deposit for the other 50%.If you want to use your payroll debit card for Pay On-Demand only, then leave the paycheck amount fields blank.
If you want to have the pay card sent to an address other than the address in your profile, click Add a new address, and enter the required information.
Click Continue.
Click OK in the Success pop-up window that appears.
The pay card is added to your list of direct deposit accounts.
Enter your Payroll Debit Card details in Fingercheck
You can re-add your Fingercheck Payroll Debit Card powered by rapid! at anytime from your Employee Portal. All you need is the routing and account numbers that were included with the card when it was mailed to you.
Log in to Fingercheck.
Click the MY ACCOUNT tab > Direct Deposit.
Click Add+ > Add Direct Deposit.
Complete the required sections marked with “*” an asterisk.
From the Calculation Type drop-down list, select one of the following options:
Flat: Select this option to specify a flat dollar amount to be added to the card each pay period. The remaining balance will be put into your paycheck or direct deposit.
Percent: Select this option to specify a percentage of your pay to be added to the card each pay period. The remaining balance will be put into your paycheck or direct deposit.
RemainOnCheck: Select this option to specify the entire amount or remainder of your paycheck will be put on the pay card.
In the Amount field, enter the amount or percentage of your paychecks that you want deposited to the pay card.
For example, if you selected Percent in the previous field and you want to receive 50% of your pay on the pay card, enter 50. On payday, the pay card will have 50% of your pay, and you will receive a paycheck or direct deposit for the other 50%.If you want to use your payroll Debit card for Pay On-Demand only, then leave the paycheck amount fields blank.
Click Save.
Load your Payroll Debit Card faster with Pay On-Demand
If you’re looking to load your Payroll Debit Card when you request only Pay On-Demand, then leave the paycheck amount fields blank when adding the Payroll Debit Card to your Direct Deposit.
The Payroll Debit Card allows you to receive your payment in as little as 30 minutes.
FAQ
How do I contact rapid!?
Phone: (877)380-0980
How can I check my balance?
You can check your balance anytime by calling (877) 380-0980, or by visiting www.rapidfs.com.
What should I do if I lose my card?
Your money is protected with Networks Zero Fraud Liability Policy. Call rapid! at (877) 380-0980, to report the card lost/stolen and request a new card.
If you have lost your Payroll Debit Card, you should delete the Pay Card from your direct deposit setup in Fingercheck under My Account > Setup.
Can I re-add my Payroll Debit Card after I deleted it?
Absolutely! You can re-add your Payroll Debit Card under your direct deposit setup the same way you would add a bank account for direct deposit. From My Account > Setup click +Add and enter the rapid! PayCard routing and account number.
When will I have access to my paycheck on my Payroll Debit Card?
Your pay will typically be available by 10:00 am EST in the morning on your payday. You can check your balance then or anytime by calling rapid! at (877) 380-0980, or by visiting www.rapidfs.com.
Can I add additional funds to my Payroll Debit Card?
The Payroll Debit Card is fully portable. You can take your card to any other employer (second or part-time job), and sign up for a direct deposit payment. In addition, you can also use your Payroll Debit Card as direct deposit for your income tax refund, social security benefit, military pension, or any other payment. Access your direct deposit account number by logging into www.rapidfs.com.
What is the difference between the personalized Payroll Debit Card and the instant issue Payroll Debit Card?
The first card you receive is the instant issue Payroll Debit Card that has a Mastercard or Visa brand mark. You can call rapid! Customer Support (877) 380-0980, to activate your card and request an upgrade to a personalized card with your name embossed on it at no additional cost. When the personalized Payroll Debit Card arrives in the mail (7-10 business days) the instant issue card remains fully usable until you activate your new personalized card.
Thank you for using Fingercheck. If you have any questions on this article's topic, you can reach out to our team at 1-800-610-9501, or use the chat option below.