A Fingercheck PayCard is a hassle-free and convenient solution for accessing your paycheck without needing a bank account. Every time you get paid, the funds can be loaded onto your PayCard, which is a Mastercard debit card.
It's simple to request a PayCard from the Fingercheck mobile app. Available in the Apple App Store or Google Play.
To request a PayCard on the web, click here.
Why should I get a PayCard?
With the Fingercheck PayCard, you're in control of your finances! You get to choose how much to load onto your card. Whether you want to load some or all of your paycheck onto your PayCard, the decision is entirely yours.
Alternatively, if you prefer the flexibility of Pay On-Demand, you can choose to load your PayCard only when you receive Pay On-Demand.
Additional benefits of having the PayCard:
You don’t need to open a bank account to benefit from the direct deposit feature
No agreements are necessary
Easy to track your balance
You can use the Pay Card to make personal online purchases
There is no fee to withdraw money from your account if you use one of the free ATMs
Free Customer Service
Spanish and English instructions are included in the Pay Card Envelope
Ready to get your hands on a PayCard? Simply ask your employer if they have a card on hand. If they already have a card available, you'll be able to receive one right away! However, if they don't have any available, we will promptly mail you a PayCard, and you can expect it to arrive within 7–10 business days.
Request a PayCard on the Mobile App
You can easily request a PayCard from the Fingercheck mobile app.
Log in to the Fingercheck Mobile app as an employee.
Tap the hamburger icon to open the menu.
Select Profile.
Select Compensation/Pay.
Select Add.
Select PayCard.
Select Request Pay Card.
Please note that you can reorder the sequence of accounts by selecting and dragging an account.
FAQs
How do I contact Rapid!?
Phone: (877)380-0980
Web:www.rapidfs.com
How can I check my balance?
You can check your balance anytime by calling (877) 380-0980 or by visiting www.rapidfs.com.
What should I do if I lose my card?
Your money is protected by Networks Zero Fraud Liability Policy. Call rapid! at (877) 380-0980 to report the card as lost or stolen and request a new card.
If you have lost your Payroll Debit Card, you should delete the PayCard from your direct deposit setup in Fingercheck under My Account > Setup>Direct Deposit
Can I re-add my PayCard after I deleted it?
Absolutely! You can re-add your PayCard under your direct deposit setup the same way you would add a bank account for direct deposit. From My Account > Setup click +Add and enter the Fingercheck PayCard routing and account number.
When will I have access to my paycheck on my PayCard?
Your pay will typically be available by 10:00 a.m. ET in the morning on your payday. You can check your balance then or anytime by calling Rapid! at (877) 380-0980 or by visiting www.rapidfs.com.
Can I add additional funds to my PayCard?
The PayCard is fully portable. You can take your card to any other employer (second or part-time job) and sign up for a direct deposit payment. In addition, you can also use your Payroll Debit Card as a direct deposit for your income tax refund, social security benefit, military pension, or any other payment. Access your direct deposit account number by logging into www.rapidfs.com.
What is the difference between the personalized Pay Card and the instant issue PayCard?
The first card you receive is the instant-issue PayCard that has a Mastercard or Visa brand mark. You can call Rapid! Customer Support (877) 380-0980, to activate your card and request an upgrade to a personalized card with your name embossed on it at no additional cost. When the personalized PayCard arrives in the mail (7–10 business days), the instant issue card remains fully usable until you activate your new personalized card.